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**ALL
RATES ARE SUBJECT TO CHANGE**
APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Loan Rates
| Rates as of 5/29/2008. |
| Rate Description |
Term |
Payment Description
|
APR |
APR Type |
| NEW & PRE-OWNED VEHICLE |
36 MONTHS |
$29.86 per $1,000.00 |
4.75% |
Fixed |
| NEW & PRE-OWNED VEHICLE |
48 MONTHS |
$23.15 per $1,000.00 |
5.25% |
Fixed |
| NEW & PRE-OWNED VEHICLE |
60 MONTHS |
$19.22 per $1,000.00 |
5.75% |
Fixed |
| NEW & PRE-OWNED VEHICLE |
72 MONTHS |
$16.93 per $1,000.00 |
6.75% |
Fixed |
| 100% NEW VEHICLE |
48 MONTHS |
$23.83 per $1,000.00 |
6.75% |
Fixed |
| 100% NEW VEHICLE |
60 MONTHS |
$19.92 per $1,000.00 |
7.25% |
Fixed |
| 100% NEW VEHICLE |
72 MONTHS |
$17.42 per $1,000.00 |
7.75% |
Fixed |
| USED AUTO 4 YEARS & OLDER |
36 MONTHS |
$31.23 per $1,000.00 |
7.75% |
Fixed |
| USED AUTO 4 YEARS & OLDER |
48 MONTHS |
$24.77per $1,000.00 |
8.75% |
Fixed |
| USED AUTO 4 YEARS |
60 MONTHS |
$21.13 per $1,000.00 |
9.75% |
Fixed |
| SIGNATURE/CO-SIGNER |
48 MONTHS |
$25.20 per $1,000.00 |
9.65% |
Fixed |
| SHARE SECURED |
60 MONTHS |
$18.65 Per $1,000.00 |
4.50% |
Fixed |
| 2nd T.D. (HOME LOANS) |
180 MONTHS |
$9.85 per $1,000.00 |
8.50% |
Fixed |
MAXIMUM LOAN AMOUNT ON AUTO LOANS $40,000.00
MAXIMUM LOAN AMOUNT ON 100% FINANCING $30,000.00
MAXIMUM LOAN AMOUNT ON SIGNATURE LOANS $10,000.00
MAXIMUM LOAN AMOUNT ON SIGNATURE LOANS WITH CO-BORROWER $20,000.00
MAXIMUM LOAN AMOUNT ON SHARE SECURED LOANS IS 100% OF SHARE BALANCE.
* THE ABOVE RATES ARE BASED ON GRADE "A" CREDIT RATING. YOUR RATE MAY BE HIGHER DEPENDING ON YOUR OWN INDIVIDUAL CREDIT RATING.
Certificates
| Rates as of 5/29/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| MINIMUM $2500.00 |
6 MONTHS C.D. |
2.50% |
2.52% |
| MINIMUM $2500.00 |
12 MONTHS C.D. |
3.00% |
3.03% |
NOTE: Early withdrawal from certificates will be subject
to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Savings/Shares Rates
| Rates as of 5/29/2008. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| OVER $500.00 |
|
0.75% |
0.75% |
| OVER $2,000.00 |
|
1.25% |
1.26% |
| OVER $5,000.00 |
|
1.50% |
1.51% |
| OVER $10,000.00 |
|
1.75% |
1.76% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
IRAs
| Rates as of 5/29/2008. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| IRA |
|
1.75% |
1.76% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
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